DVC Use Year

Micah008

Well-known member
How many points do you think you will need long-term? I can see how you arrive at 80-100 for this first trip, but you are buying DVC for the long term, otherwise rental is better anyway.
 

Strangeite

Well-known member
Long term, 80 to 100 should suit us well (unless we develop addonitis). We have been going every 3 years or so. If we had the points, I could see us going every other year. We have 3 kids, a 15 year old, 7 year old and a 3 year old. So there is many Disney years left for our immediate family and it isn't outside the realm of possibility that we might become grandparents in a little over a decade.

The reason for the sudden interest now is that, if my in-laws were going to be spending close to $3800 on renting points for a one-off trip, it seemed reasonable to purchase now and use that money towards the $6000 to $7000 that a membership itself would cost.

It might not work. If I can't find the right contract within the next few months, there won't be enough time to bank points for the January 2015 trip.
 

Micah008

Well-known member
Makes sense, if you are assuming you will spend $3800 anyway... especially if that $3800 isn't your money. :smile:

As a family of 5, you will have more limitations within DVC for sure. Most of the Studios only sleep 4 (except for the new VGF), and many of the 1BRs only sleep 4. If you want to stay in a 2BR often, then you will probably end up needing more points, unless you are ok banking/borrowing for every trip.

I think you have longer to find that "right" contract than you realize. If you don't book until 7 months, you have until summer 2014 before you can book the trip anyway. Plus, in some of the contracts, the previous owner will have already banked the points for you (like ours, where all of the 2012 points were already banked before we bought it). It does take 2-3 months for the entire resale process before you can actually use the points, so that is a consideration too.
 

Strangeite

Well-known member
We are a 1BR and quickly becoming a 2BR family.

On the trip we just returned from (a week ago right now, I was having a Turtle Crawl from The Gurgling Suitcase) all five of us were in a 1BR. And it was plenty big enough. A studio would have not worked. On our last night, we transferred to the Beach Club for 1 night. I love my kids, but MY GOD, I can't imagine spending a week cramped into one room together. We were there for less than an hour before it looked like a conjoined monstrosity of Toy R Us and MouseGears had vomited all over the place.

In a couple more years, having all three kids on the hide-a-bed and hide-a-chair isn't going to work. And the second bathroom will be nice. 100 points would allow us to stay in a 1BR once every other year in the summer or a 2BR once every 3 years. That seems about right.

Besides, we are also one of those rare folks that would prefer to cook most of our meals in the room and splurge on just a few really nice restaurants.
 

BeckyW

New member
We were there for less than an hour before it looked like a conjoined monstrosity of Toy R Us and MouseGears had vomited all over the place.
Been following along on this thread out of DVC envy/curiosity, but this made me LITERALLY laugh out loud. And I totally get that, with only 2 kids, I felt like we were surrounded on every side :RpS_lol:
 

Strangeite

Well-known member
I think you have longer to find that "right" contract than you realize. If you don't book until 7 months, you have until summer 2014 before you can book the trip anyway.
Are you sure? I was thinking that I am going to need 2013 points for the January '15 trip since there aren't any January use years.

For example: The earliest use year is February, so I would get 100 points on February 1, 2014, which I could use for the January 2015 trip. But I would only be able to borrow another 100 from the 2015 points (since they wouldn't be available in January 2015). 2016 points would be completely unavailable. That only gives me 200 points to use. QED, the trip would either have to be pushed back to February 2015 or at least some 2013 points be available that could be banked.

Am I thinking of this right?
 

cdmurphy727

New member
You need a later use year - one that hasn't come up yet (like June/September) or you need a Feb use year with the 2013 points still available.

If you had a Sept use year, you'd have Sept 2013 and 2014 points plus be able to borrow from 2015. Or find a Feb use year where the current owner has banked the points from 2013.

I think... I'm following your thread out of curiosity. Hope to purchase resale at some point in the future so I'm just trying to learn as I see info about it.
 

Micah008

Well-known member
Yes, you are thinking of it correctly. Traveling in January 2015, you will need to use banked 2013 points for your trip since you need more than 200 points.

The difference I am pointing out is that contracts will be available on the Resale market that contain 2013 points for quite a while. Obviously the sooner you can find one, the more flexibility you have, but ... If you can find a "loaded" resale contract, the previous owner may have already banked these points for you, meaning you conceivably could purchase a contract a full year from now (for example) that contains 2013 points that were already banked.

Using the February UY example you gave, the 2013 points were "earned" back on 2/1/13, normally they would have until 1/31/14 to use them or they expire. They (or you) have until 9/30/13 to bank the points, allowing the points to be used all of the way until 1/31/15. So, even after 9/30/13 there will be contracts out there for sale with 2013 points which are already banked into 2014 by the owner selling it. Of course finding the right one may take patience, and you will need to avoid the ones where they already used all of the 2013 (or even 2014) points.

The reason I am sure of this is that we just closed a few months ago on a 50 point contract. It contained all 2012 points already banked into 2013, so we started out with double points in 2013, and normal in 2014 and on. We are taking a January 2014 trip using this 2012 and 2013 points, and with our June UY we actually have all the way until May 2014 to use these 2012 points. Take my scenario + 1 year, and you can do the same.
 

Strangeite

Well-known member
Yeah we are on the same page.

From my limited observations of the marketplace, stripped contracts stay on the market longer and command a lower price per point. Since I don't plan on traveling until 2015, a slightly stripped contract that can be had for a lower price per point (and not needing to pay most of the 2013 maintenance fees) would be more desirable than a loaded contract. The key is finding one with just enough points left in 2013 to allow my trip to happen (45 to 71 being the most desirable but with 21 or 47 doable) but undesirable enough to get a deal per point.
 

bnoble

he's right
We are a 1BR and quickly becoming a 2BR family.
We've been vacationing like this for as long as we've had kids. I hear that whole families stay in single hotel rooms, but I can't for the life of me figure out how. We can cram the four of us into a single room for one night---MAYBE two---before there'd be blood on the walls, mine or theirs. We think of a 2BR as pretty much the minimum we'll get for the four of us, and even when it is just the two of us, we generally get 1BR units rather than studios/hotel rooms. When we are forced to stay at a hotel, we nearly always book connecting rooms, and even that is really considered a sacrifice.
 

Strangeite

Well-known member
We've been vacationing like this for as long as we've had kids. I hear that whole families stay in single hotel rooms, but I can't for the life of me figure out how. We can cram the four of us into a single room for one night---MAYBE two---before there'd be blood on the walls, mine or theirs. We think of a 2BR as pretty much the minimum we'll get for the four of us, and even when it is just the two of us, we generally get 1BR units rather than studios/hotel rooms. When we are forced to stay at a hotel, we nearly always book connecting rooms, and even that is really considered a sacrifice.
If we are traveling by car and just stopping for the night somewhere, I either get a suite at an Embassy Suites or two connecting rooms.

I love my family, but I only want to sleep with my wife.
 

Micah008

Well-known member
You need a later use year - one that hasn't come up yet (like June/September) or you need a Feb use year with the 2013 points still available.
....
Normally the Use Year would factor into this discussion more, but in his case (January trip) it actually doesn't make as much difference. He needs 2013 points no matter whcih Use Year he has.

But, back to the original question of the thread, there is an advantage to a later Use Year because if the trip was cancelled he would have more time to use the points before they expired. (Banked December 2013 points actually won't expire until 11/30/2015)
 

Micah008

Well-known member
Yeah we are on the same page.

From my limited observations of the marketplace, stripped contracts stay on the market longer and command a lower price per point. Since I don't plan on traveling until 2015, a slightly stripped contract that can be had for a lower price per point (and not needing to pay most of the 2013 maintenance fees) would be more desirable than a loaded contract. The key is finding one with just enough points left in 2013 to allow my trip to happen (45 to 71 being the most desirable but with 21 or 47 doable) but undesirable enough to get a deal per point.
Agreed completely. Buying a partially stripped one now would very likely be cheaper compared to a loaded one a year from now.

Looks like you will be giving the rest of us DVC advice soon. :smile:
 

Strangeite

Well-known member
Looks like you will be giving the rest of us DVC advice soon. :smile:
I seriously doubt that. There is a lot of knowledge on this forum.

There is an XKCD that sums up nerds like me very well. My wife printed it out and keeps it on the fridge even though I am not really a Star Wars Extended Universe fan or a Ron Paul fan, but the message is dead on.



There really is something wrong with people like me. Right now I am about to go pull water bottles out of the freezer that I have been checking every 5 minutes for the last 2.5 hours. I have probe thermometer in freezer and using my laser thermometer as back-up.

Why?

Because I want to impress my kids with a little science.

Here is the video if anyone is interested.
 

Strangeite

Well-known member
Worked perfectly.

Make sure you watch the follow-up video with tips and tricks. Mine ended up taking closer to 3 hours, but I think that is because I didn't have them flat and spaced far enough apart.
 
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