I am looking at a trip in late January/early February 2022 with 5 adults (me, DH, DS24 & friend, and DS21). I am looking at a 2BR villa at Copper Creek. I have never stayed in any of the DVC resorts. WL is our favorite resort so CC is the obvious choice. I can't see pricing with Disney, yet, but based off of pricing for similar times in 2021 we would save a couple THOUSAND dollars by renting the points. Obviously this is very appealing. Having never stayed in a DVC unit, much less rented points, I am curious what others' opinions are. The obvious downside is the upfront payment and inability to make changes. This is a much bigger downside during a pandemic. However, 2021 will be the first year in many that we have not visited WDW and we are eager to return. If you have ever rented DVC points, what was your experience? Would you do it again? Other than the flexibility to make changes and cancel up to 30 days out, are there any benefits to booking directly with Disney?